Keep communication lines open with those you owe - Sometimes if you've debt you add stress to yourself, extra effort and work of avoiding and dodging the people you pay. Answer their calls and be transparent about economical position. There's nothing more disarming than not running away but answering that call and saying "Mr. Davids, I do acknowledge that i am indebted you to the tune of xx, I have the desire to pay this off the second I get my finances. I appreciate your patience with my situation but this is my package." The moment you run away you are increasing your own stress level and with stress an individual might be depriving yourself the ability to make enough money to settle. Stress limits chance to think straight.

All this happened before 09. And what happened in 2008? Everybody knows, nevertheless the two hardest hit sectors in the market were economic independence survey and property sectors. And did she once obtain a call from the broker, maybe brokerage firm suggesting she do anything to take cover